Pathwise Credit Union and the Business Advisory Centre Durham have partnered to bring businesses in Durham Region a microloan program.

Pathwise Credit Union looks beyond your credit history when considering your application for a micro loan. They consider YOU, your business idea, your drive, character and determination.

Program Requirements:

  • Complete the BACD Business Fundamentals (Start up Session, Marketing and Sales, Financials & Operations, Business Planning)
  • Complete a business plan and a 2 year cashflow forecast.

Micro loans are defined as loans up to $10,000 and can be either term loans or lines of credit.

If you have any further questions, please contact us at: 905-668-4949 or


  1. Attend the four Business Fundamentals workshops: Start Up Session; Business Planning; Marketing & Sales; Financials & Operations.
  2. Start working on your business plan
  3. Connect with our Business Advisors to go through the process
  4. Discuss your interest with Michelle Read, Small Business Advisor at Pathwise Credit Union ( and get the paperwork started
  5. Continue to work with our Business Advisors to review & edit your business plan.