Real Mortgage Associates

Stephen Benjamin

Owner

Provide guidance and assistance for individuals to make the lending process easy while ensuring clients get a customized mortgage and/or suitable financial solutions to meet their needs - Mortgage, Home Equity Lines of Credit, Debt Consolidation. Specializing in helping those we are self-employed, have bruised credit, or are new to the country.

416-669-4273

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– Mortgage Agent with Real Mortgage Associates
– Provide guidance and assistance for individuals to make the lending process easy while ensuring clients get a customized mortgage and/or suitable financial solutions to meet their needs – Mortgage, Home Equity Lines of Credit, Debt Consolidation
– Focus on the alternative space for individuals who may need additional support due to being turned down by the big banks usually due to being self-employed, have bruised credit, or being new to the country

 My passion is working with people and helping them achieve their hopes and dreams when it comes to home ownership and financial freedom
– Moved to mortgage broker/agent side of the lending relationship after 8 years at one of Canada’s top alternative lenders to help clients navigate through the sometimes confusing lending process
– My end goal is to put a key focus on the customer experience while sharing valuable information on financial literacy

– Helped me understand the nuances of being self employed
– it’s one thing to know how to start a business but another to understand what it is to be an entrepreneur. BACD was very helpful in understanding the management side of running your own business

– Social media (Facebook, LinkedIn, Instagram)
– Print Media – distribution of business cards and business flyers
– Attending trade shows, sales conferences, daily word of mouth when engaging potential clients
– Active participation in the BACD

– Being in the corporate world for the better part of almost 25 yrs I didn’t realize how IT dependent I had become. Learning how to do things without the full IT support I was used to was a challenge to overcome
– Also not being used to a non-steady regular income was an adjustment that I also had to make being self employed.

– Reviewing social media pages and submission by other seasoned brokers that are part of my peer groups (i.e LinkedIn, Facebook ads)
– Participating in online social media group forums
– Staying abreast of recent news articles, podcasts, internet links referencing changes in the mortgage industry (i.e. B20 Guidlines)

– Contacting groups like BACD whose focus is helping the self employed entrepreneur
– Make sure what you set out to do in your own business is something that you are passionate about
– Attend various networking events in the industry to give yourself some exposure to the types of events and audience you will be dealing with in future
– Engaging local chambers of commerce
– Finding and participating in Mastermind groups

– Staying positive
– Treating people right and make sure your actions represent that same belief
РI wanted the chance to use my extensive customer service  experience and match it with my understanding of the financial lending arena
– I have always wanted to start a business where the key focus was helping other people and by helping clients navigate the world of financial literacy I am able to fulfill my work goal/objective
– Being able to spend more time at home with my wife and kids was also key benefit that directed me to starting my own business
– And the added bonus is being able to be myself without restrictions that sometimes come with being part of the corporate world

– YES, learning how to run my own business was something new to me and involved a lot more that anticipated